PayPal (PYPL) Beats Q3 Earnings, Adds New Dividend

PayPal (PYPL) Beats Q3 Earnings, Adds New Dividend

Snack-Sized Version:

PayPal Q3 earnings beat analyst expectations, leading the company to raise its full-year forecast. In addition, PayPal announced its first-ever quarterly dividend, signaling confidence in its financial health. Key growth areas like Venmo and “Buy Now, Pay Later” also performed well. The news comes from the company’s latest results.


Earnings: At a Glance
Latest quarterQ3 2025 (beat)
RevenueBeat expectations. $8.42 billion, which was a 7.3% increase year-over-year
EPSBeat expectations. Non-GAAP EPS: $1.34 per share, an 11.7% increase year-over-year. GAAP EPS: $1.30 per share, a 32% increase year-over-year.
Outlook / guideRaised full-year forecast
Cash returnsAnnounced first-ever quarterly dividend

Source: Company investor relations.



Read the Full Meal:

PayPal delivered a strong Q3 2025 report, beating expectations and raising its guidance. The company also announced its first quarterly dividend, as detailed in its investor update. This news matters because it shows financial confidence despite a tough year for the stock. The move highlights a shift in the fintech sector. Many mature tech companies are now starting to return capital to shareholders.

The Good and Bad in PayPal’s Quarter

  • Positive drivers: Venmo and “Buy Now, Pay Later” (BNPL) segments are growing well.
  • Future growth: The company is actively pursuing new partnerships, including one with OpenAI.
  • Market headwinds: The stock has underperformed year-to-date, lagging the broader market.
  • Investor sentiment: Analyst ratings remain mixed with a “Hold” consensus, and insider selling has added pressure.

Quick links

Why this can matter for PYPL holders

  • Income signal: The new dividend provides a direct cash return to investors for the first time.
  • Strategic validation: Strong growth in Venmo and BNPL shows its strategy to adapt to consumer trends is working.
  • Cautious outlook: Despite the good quarter, mixed analyst ratings and YTD underperformance suggest a cautious view.

What to watch next

  1. Official filing: Monitor the company’s SEC filings for the detailed 10-Q report.
  2. Dividend details: Watch the investor relations site for record and payment dates for the new dividend.
  3. Partnership progress: Look for updates on the integration and impact of its new partnerships, like the one with OpenAI.

Mini FAQ

Did PayPal beat Q3 earnings?
Yes, PayPal beat Q3 2025 analyst expectations and raised its full-year forecast.

Is PayPal paying a dividend?
Yes, the company announced its first-ever quarterly dividend in Q3 2025.

How is PayPal stock performing?
The stock has underperformed year-to-date, and analysts currently have a “Hold” consensus rating.

Author

Ed Don

Ed is a writer who is passionate about all financial topics. After starting out in the​ traditional long-form style of online article writing, Ed shifted focus and began contributing snack-sized articles. After the first few articles, Ed's excitement for shorter-length content grew. Today, he's a daily contributor on InvestingSnacks.com.